Renters Insurance

Renters insurance helps protect your belongings and can provide liability coverage if someone is injured while visiting your apartment or rental home. It’s an affordable way to help cover unexpected events like theft, certain types of damage, and more—so you’re not paying out of pocket for everything if something goes wrong. Southern Exposure Insurance Group, LLC can help you choose a renters policy that fits your needs and budget.

Coverage Options for Renters Insurance

Renters insurance may include a combination of the following coverages:

• Personal Property Coverage: Helps protect items like furniture, clothing, electronics, and other belongings if they’re damaged or stolen due to a covered loss.
• Personal Liability Coverage: Helps cover legal expenses and damages if you’re held responsible for someone else’s injury or property damage.
• Loss of Use / Additional Living Expenses (ALE): Helps pay for temporary living costs if your rental becomes unlivable due to a covered claim.
• Medical Payments to Others: Helps cover minor medical expenses for a guest who is injured in your home, up to the policy limit.
• Optional Add-Ons: Depending on the policy, you may be able to add coverage for valuables (like jewelry), identity theft protection, or other endorsements.

Contact Us for Renters Insurance

Protect what you own with renters insurance from Southern Exposure Insurance Group, LLC. Our team is ready to answer your questions and help you compare options to find the right coverage.