Flood Insurance

Flood damage is typically not covered by standard renters, condo, or homeowners insurance policies. Flood insurance can help protect your home and/or belongings from losses caused by flooding. Southern Exposure Insurance Group, LLC can help you understand your flood insurance options and choose coverage that fits your situation.

Coverage Options for Flood Insurance

Flood insurance may offer:

• Building Coverage (property owners): Helps cover the structure and certain built-in components, based on policy terms.
• Contents Coverage (owners and renters): Helps cover personal belongings like furniture, clothing, and electronics damaged by a covered flood event.
• Condo Flood Coverage Considerations: Condo owners may purchase contents coverage, while associations may insure the building—coverage depends on how the property is set up and insured.
• Guidance on Limits and Timing: Flood policies can have limits, eligibility rules, and waiting periods. We’ll help you understand what you’re purchasing and what to expect.

Contact Us for Flood Insurance

If you’re considering flood insurance, contact Southern Exposure Insurance Group, LLC to review your options and request a quote.